Baby budget sketch
The first year, in numbers you can negotiate with.
What it does
The Baby budget studio separates the money into its two true shapes: recurring monthly expenses (diapers & wipes, feeding, nursery consumables, clothing & laundry, health & safety, childcare, gear, emergency buffer) and upfront one-time setup costs (travel gear, nursery furniture, decor & lighting). Add custom line items (they persist via bn_budget_custom_items), pick a currency, and calculate: monthly totals, category distribution breakdowns, financial insights, and an Estimated First-Year Grand Total. Partner "room" sync lets both parents build the same budget live, and the export is styled as an Official Baby Budget Agreement — a financial pact, signatures of the heart implied.
Who it’s for
Partners who budget better together with the numbers on the table — ideally before the registry, not after the receipts.
How to use it, step by step
- On tab 1, fill the recurring monthly line items and the upfront setup costs; add custom items for your real life.
- Tap Calculate Budget.
- Review tab 2's breakdowns: monthly distribution, upfront breakdown, and the first-year grand total.
- Sync the room with your partner (link or QR) and adjust together.
- Export the budget agreement from tab 5.
What you get
Monthly recurring totals, upfront setup totals, a first-year grand total, and category breakdowns — exportable as a budget agreement.
✦ A worked example
You give itDiapers $90/mo, feeding $140/mo, childcare the elephant at $1,200/mo; crib and stroller upfront.
You getA monthly number, a setup number, and a first-year grand total that finally explains where the money goes — with childcare visibly running the show.
💡 Tips & tricks
- The emergency reserve buffer line is the most skipped and most thanked item in the whole sheet.
- Run the Diaper and Formula estimators first and paste their outputs in — the budget inherits their honesty.
Enough reading — the tool itself is one tap away, and it is free.
Try the Baby budget sketch →